How to make a Moors World of Sport Zamtel Money deposit

By the Zambia Betting Sites team18+ · We may earn a commission from links on this page

A step-by-step guide to depositing at Moors World of Sport with Zamtel Money, plus how to withdraw your winnings back to your Zamtel wallet, the limits, and what the 5% betting levy does to every payment.

MWOS Zamtel Money limits at a glance

Minimum depositK1
Maximum depositK20,000
Minimum withdrawalK10
Maximum withdrawalK20,000
Withdrawal timeNot stated
Fee from MWOSNone charged by MWOS
How you approvePIN prompt on your phone

Before you deposit

  • An active MWOS account. If you don’t have one yet, see our registration guide.
  • A registered Zamtel wallet in your own name, with enough balance for the deposit plus any network fee.
  • Your Zamtel PIN. You’ll need it to approve the prompt on your phone, and you should never share it.
  • Your phone to hand. The PIN prompt times out after a short while, so keep your phone unlocked while you pay.

How to deposit at MWOS with Zamtel Money

Depositing with Zamtel Money at MWOS usually takes about a minute. You start the payment on MWOS’s site or app, then approve it with your PIN when the prompt pops up on your phone.

MWOS deposit guide with MTN, Airtel and Zamtel
MWOS’s deposit guide covers MTN, Airtel, Zamtel, shop cash and vouchers.
  1. Log in at betting.co.zm and open the Deposit menu.
  2. Choose Zamtel Money and confirm the number shown matches your registered one.
  3. Enter your deposit amount, from K1 to K20,000, and tap Deposit.
  4. A USSD pop-up appears on your phone. Enter your Zamtel Money PIN.
  5. Your MWOS balance updates within seconds.
Our tipUse the Zamtel number that’s registered on your MWOS account. Payments from a different number may not be credited, and withdrawals only go to your registered number.

How to withdraw from MWOS to Zamtel Money

  1. Open the Withdraw menu in your account.
  2. Enter the amount, from K10 to K20,000.
  3. Confirm with your MWOS password.
  4. Tap Withdraw and the money is sent to your Zamtel Money wallet.

The name on your MWOS account must match the name on your Zamtel wallet. MWOS may ask you to verify your identity with your NRC before your first withdrawal, so do it early.

What the 5% levy means for your deposit

Since 1 January 2026 the Betting Levy Act takes 5% of every deposit into and every withdrawal from an online betting account in Zambia. It applies at every bookmaker, on every wallet, and comes off before the money lands. Your network may charge its own transfer fee on top.

You deposit K100K95 reaches your account
You withdraw K500K475 reaches your wallet
You deposit K10K9.50 reaches your account

Claiming the MWOS welcome bonus with Zamtel Money

New customers get a 100% match on their first deposit, up to K5,000. You need to bet your deposit three times on accumulators of three or more legs (each at 1.3+) with total odds of 3.0, within five days, and winnings from the bonus are capped at K25,000.

Deposits made with Zamtel Money qualify for the welcome offer like any other method. Work out the levy first: a K100 deposit becomes K95, so a 100% match gives you a K95 bonus.

Other ways to pay at MWOS

MWOS also takes cash at its shops, from K5 to K20,000, and prepaid vouchers, which suits anyone without a mobile money wallet. Shop withdrawals are available too.

Fixing Zamtel Money deposit and withdrawal problems

Most Zamtel Money problems at betting sites come down to a handful of causes. Work through these before you contact support:

ProblemWhat to do
The PIN prompt never arrivedTurn off pop-up blocking, check the number on your betting account matches your wallet, and try again once.
Money left my wallet but isn’t in my accountFind the Zamtel transaction ID in your SMS and send it to the bookmaker’s support. Don’t deposit again until it’s traced.
Withdrawal is “pending”Check whether the bookmaker wants ID documents. First withdrawals are often held for verification.
Withdrawal rejectedThe name on your betting account must match the name on your Zamtel wallet. Bonus wagering must also be complete.
Deposit smaller than expectedThat’s the 5% betting levy, plus any network fee. K100 becomes K95 in your account.

Betting safely with Zamtel Money

  • Never share your mobile money PIN with anyone, including people who say they work for a bookmaker or network.
  • Only deposit after checking you’re on the bookmaker’s real site. Fake “agents” on social media asking you to send Zamtel money directly are scams.
  • Register with the number on your own wallet. Most bookmakers only pay out to the account holder.
  • Set a deposit limit in your betting account. Fast mobile money deposits make it easy to spend more than you planned.
  • Keep your transaction SMS messages until each deposit or withdrawal has cleared.

More guides

Frequently asked questions

What is the minimum Zamtel Money deposit at MWOS?

The minimum Zamtel Money deposit at Moors World of Sport is K1, and the maximum is K20,000 per deposit. The 5% betting levy comes off every deposit, so K100 puts K95 in your account. Zamtel may also charge its own fee for the transfer, so keep a little extra in your wallet when you pay in.

How long does a Zamtel Money deposit take at MWOS?

Deposits are usually instant. Once you enter your Zamtel PIN on the prompt that pops up on your phone, the money should show in your MWOS balance within seconds. If it hasn’t arrived after a few minutes, check your Zamtel messages for a transaction ID and send it to MWOS support before trying again.

How do I withdraw from MWOS to Zamtel Money?

Open the withdrawal menu in your MWOS account, choose Zamtel Money, enter the amount and confirm. Withdrawals run from K10 to K20,000. The money goes to the Zamtel number registered on your account, and the account name must match your wallet. The 5% levy is deducted from every withdrawal, so K500 reaches your wallet as K475.

Why didn’t my Zamtel Money deposit reach my MWOS account?

The most common reasons are that the PIN prompt timed out, the number on your MWOS account doesn’t match the wallet you paid from, or your wallet didn’t have enough for the amount plus any fee. If money left your wallet, contact MWOS support with the Zamtel transaction ID from your SMS rather than depositing again.

How do I contact MWOS about a deposit problem?

Moors World of Sport offers live chat, phone on +260 971 263 698, WhatsApp on +260 972 666 021 and email at support@betting.co.zm. Have your account number, the amount, the time of the payment and the Zamtel transaction ID from your SMS ready, as this lets support trace the payment quickly. Don’t share your Zamtel PIN or password with anyone, including anyone claiming to work for MWOS.